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When his public provident fund - a government-backed tax-free investment - matured last year, he sought a way to secure his retirement.

Homeowner Jackson Wang said he is going to move his mortgage with a top Chinese bank to the provident housing fund, which would lower his interest rate to 3.2% from the current 4.8%.

Jackson Wang said he is going to move his mortgage with a top Chinese bank to the provident housing fund, which would lower his interest rate to 3.2% from the current 4.8%.

This, too, turned out to be provident for the driver, as the area in which he crashed has little to no cellphone reception.

"The government does little for the welfare of the sherpas," Kami Rita said, urging authorities to launch welfare schemes like a provident fund, retirement benefit and education facilities for their children.