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Lisa Rose, specialist prosecutor with the Crown Prosecution Service special crime division, said Lloyd was not qualified to take inexperienced paddleboarders out in such conditions.

Davis said that for the last three months, State Farm has “delayed, stonewalled and denied us the help that we’re entitled to,” deploying one inexperienced adjuster after another to lowball her property value.

They told the BBC that the park management had "little or no scientific training" and the vets were "too inexperienced to manage a project of this calibre".

England's hierarchy have shown they are not afraid of giving inexperienced youngsters a chance and they are known to like what they see in McKinney.

There can be excellent tax preparers at one branch and inexperienced ones at another.